Financial planning is a complex strategy that includes both short-term & long-term goals, customised to the individual’s financial situation. While short-term financial planning focuses on addressing immediate financial needs, long-term financial planning focuses on securing one’s financial future, allowing one to enjoy a comfortable lifestyle in the years to come. It is essential to have goal-based financial planning and a blueprint to achieve them while adapting to changing circumstances. This session dwells on the goal-based financial planning process for a financially secure future.